RE/MAX Results Duluth - Kris Lindahl also save you money, through our Homes for Heroes and Buyer’s Edge programs and by counseling you on some of the state and local down payment and closing cost assistance programs. If you need a lender, we’re happy to refer you to several of our lending partners so that you can shop and compare offerings – even if you plan on using a government-backed loan program, such as FHA or VA.