Jumping Jack Cash offers secured non-recourse loans, commonly referred to as pawn loans. Pawn loans have a term of 30 to 90 days, collateralized with the customer's tangible personal property. Pawn loans provide customers with cash in exchange for an obligation to repay the amount advanced plus service charge fees. Service charge fees are 120% to 240% of the advanced amount, per year (APR). Jumping Jack Cash has a historical redemption rate of 80% of its monthly loan portfolio.