In Louisville metro area Credit Repair Louisville have around 51.1% of people with poor ( 550 - 649 ) or very poor credit score ( 350 - 550 ). Just 30.6% of population in Louisville has Excellent credit score ( 750 - 850 ). There is no quick fix for a bad credit score. If you are serious about credit repair, the first step to credit restoration is choosing a legitimate credit repair company in Louisville KY.