Credit bureau Experian released a report that said Charlotte-area consumers shoulder the highest debt among residents of the top 25 U.S. major metropolitan areas. The average debt per consumer in the Charlotte area was $32,984. Charlotte-Metro area also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 659.9 out of a range of 300 to 850. This piece of information alone justifies growth of Charlotte credit repair companies.