Minneapolis MN stands at number 1 in the list of cities with most expensive car insurance rates in MN State. Car owners in Minneapolis MN pay 20% more or say 0.2 times more in car insurance premium than the state car insurance average and 2 times more than the national average. Average yearly car insurance rates in Minneapolis is about $1672 per year compared to $900 for the national average. This make it mandatory for you to shop for a few car insurance quotes before you buy your policy.